Terms of Service Updated October, 2025


Please read these Terms carefully. By using BNPi you agree to them.

1. Scope

These terms apply to all users of BNPi, including both guests and hosts. BNPi is a decentralized accommodation platform built on the Pi Network ecosystem.

Consent requirement: You must accept these Terms of Service in order to (a) create or submit a listing and (b) complete a booking or payment flow. If you do not accept the Terms, these functions are not available.

2. Use of the Platform

3. Host Responsibilities

4. Booking and Payments

4.1 Cancellations & Refunds

Listings on BNPi may use one of the following cancellation policies. Time windows are measured against the property’s local 03:00 (PM) check‑in reference time. Refunds apply to nights only. The policy fee is never refunded and is excluded from Host/Partner payouts.

Flexible (guest-friendly)

≤ 24h: 100% nights refund < 24h: 1st night 100% + 50% rest Fee: 15% (non-refundable)
  • Full refund of all nights if you cancel up to 24 hours before the 03:00 PM (local) check‑in reference time.
  • If you cancel within 24 hours before check‑in: you pay 100% of the first night plus 50% of all remaining nights.
  • The policy fee (15%) is never refunded and is excluded from Host/Partner payouts.

Moderate (balanced)

≤ 5 days: 100% nights refund after: 50% of unused nights due Fee: 10% (non-refundable)
  • Full refund of all nights if you cancel at least 5 days before the 03:00 PM (local) check‑in reference time.
  • After that window: you pay 50% of all unused nights.
  • The policy fee (10%) is never refunded and is excluded from Host/Partner payouts.

Firm (host-friendly)

≤ 30 days: 100% nights refund 7–30 days: 50% nights refundable < 7 days: 0% nights refund Fee: 1% (non-refundable)
  • Full refund of all nights if you cancel at least 30 days before the 03:00 PM (local) check‑in reference time.
  • Between 7 and 30 days before check‑in: only 50% of nights are refundable.
  • Less than 7 days before check‑in: no refund of nights.
  • The policy fee (1%) is never refunded and is excluded from Host/Partner payouts.
Additional terms:
  • Availability release: when a booking is cancelled, unneeded blocked nights are returned to availability.
  • Currency: Refunds are issued in Pi (booking currency). Any USD display is informational only.
  • No‑shows: count as a cancellation after the applicable window.
  • Disputes: Guest and Host should communicate directly. BNPi may provide logs but is not a party to the contract.

5. Service Commission

BNPi charges a 7% service commission on completed bookings. This may be automatically deducted or manually processed depending on the payment flow.

From this 7%, the distribution is as follows:

6. Data Use

We collect only minimal data necessary to operate the platform. This includes your Pi username, listing data, and booking details. Full details can be found in our Privacy Policy.

7. KYC and Verification

To maintain platform integrity, BNPi may request Know‑Your‑Customer (KYC) verification from users or hosts at any time. Failure to comply may result in suspension of platform access.

8. Referral & Partner Program

Users may participate by generating a unique referral code via their account. When a new user submits a listing using this code, the partner will be linked to that listing. The referring partner is eligible to receive 1% of every completed booking made through listings created via their referral code.

All rewards are subject to verification and fair use. Abuse — including self‑referrals, spam, or fraudulent behavior — may lead to removal from the program or account suspension.

9. Influencer Program

BNPi is launching an official Influencer Program to build a strong, decentralized global community. Influencers act as representatives in their countries, helping to promote the platform, support local partners, and share verified updates.

9.1 Eligibility and Selection

9.2 Responsibilities

9.3 Rewards

9.4 Legal and Ethical Obligations

9.5 Content Sources & Verification

9.6 Community‑Centered Vision

This initiative relies on the Pioneer community. As BNPi grows, we aim to reward everyone contributing to the platform’s development and build a community‑powered ecosystem.

Note: This program prepares for upcoming on‑location events and long‑term global expansion.

10. Limitation of Liability

BNPi acts as a facilitator and is not responsible for the accuracy of listings, behavior of users, or fulfillment of bookings. Use of the platform is at your own risk. BNPi disclaims liability for damages, losses, or disputes between users.

11. Payouts

We are working on implementing and optimizing the payout system. This section will be updated with details on how and when payouts will be processed.

12. Changes to the Terms

We reserve the right to update or modify these terms at any time. Significant changes will be announced on the platform. Continued use constitutes acceptance of the current version of the Terms of Service.

13. Contact

If you have questions regarding these Terms, contact us at info@pinb.app.

Status: Testnet — These Terms apply to all users of the BNPi test environment and may be updated before the Mainnet launch.